She Certainly Deserves The Maximum Relief She Demands For The Many Past and Present Abuses.
Ronni Mandell’s home is currently worth $96,696-97,700 down from $235,000
according to all of the valuation sites, not just Zillow. A young lady from
Bank of America was pretty much in-the-face of Mr. and Mrs. Mandell in her
assertion that Bank of America would have to charge them approximately $400.00
for an appraiser as they feel the home would be much more. Well, just the
delivery style of the message irked Mr. Mandell and after the telephone
conversation they spoke to an appraiser and he said he would appraise the
property according the present day market, not according to Bank of America,
who has been chastised in the past for inflating the appraisals, even for the
HAMP program. Read article below as it illustrates just another devious tactic
used by Bank of America.
May 20, 2012
former home appraiser will receive $14.5 million as part of a whistleblower
lawsuit that accused sub-rime lender Countrywide Financial of inflating
appraisals on government-insured loans, his attorneys said Tuesday.
Lagow's lawsuit sparked an investigation that culminated in a $1 billion
settlement announced in February between Bank of America Corp and the U.S.
Justice Department over allegations of mortgage fraud at Countrywide, his attorneys
said in a news release. Bank of America bought Countrywide in 2008.
suit was one of five whistleblower complaints that were folded into the $25
billion national mortgage settlement that state and federal officials reached
with Bank of America and four other lenders this year. His suit was unsealed in
February, but the amount of his settlement had not been disclosed.
Mackler, a whistleblower who challenged Bank of America's handling of the
government's HAMP mortgage modification program, has also finalized a
settlement, said Shayne Stevenson, an attorney with the Hagens Berman law firm,
which represented both whistleblowers. Stevenson declined to comment on
Mackler's settlement amount.
side-deal program which Bank of America agreed upon with the Attorney Generals
would provide ample principal reductions to remove the negative equity on the
mortgage of only 200,000 homeowners, who are underwater and past due. The young
lady that had called earlier also gave a description, which didn’t match and
she said that Mrs. Mandell’s mortgage might not qualify as it’s past due and
she was being extremely assertive rather than helpful in order to beat her and
her husband down. Yes, she said, it’s underwater but according to the federal
agreement, she didn’t qualify for much of a reduction, with this said, Mrs.
Mandell refused the offer as she was insulted because it was a long way off and
only could be considered a charity offering for the abuse and deeds carried out
the Mandell’s quickly told the representative that it does not even come close
and also they were upset over the fact that the representative stated in the
very beginning that the past due amount would be wiped out and further on in
the conversation when he was stating the monthly payment that would naturally
include escrow, principal and interest was comprised of several things
including the past due payments, which only a small portion is principal and
that they would be added in as an amortized item. This also was rejected.
Bottom line is that you can’t believe a work these people say and they feel
that the general public is really stupid and they feel confident that they can
get over on people, with the blessings of the trustee, Bank of New York Mellon
and the authority to do so, by a deficient government that simply looks the
other way in order to remain in good standing with their friends with the
Mandell, doubts they are for real, which wouldn’t surprise anyone, but
hopefully this nightmare can end soon. She is now, do their arrogance when
offering the so-called sincere deal in typical bullish style that these people
have no remorse at all for the pain and suffering they’ve inflicted over the
last 18 months and she fearful that she and her husband could be in danger as
these people may or may not be referred to in many circles as the new version
of the “mob” but their actions and deeds can cause a person to wonder just how
far they will go to bully someone and if that person stands up to them, would
they resort to physical violence or murder-I leave that question to you? The
Bank of America Has no Remorse for the pain caused to any homeowners. To them,
“More is Better.” To sum it up, Mrs. Mandell does not wants another
representative to call, rather than Joseph Kancar, who, most likely was
instructed to be distant, inconsiderate and anger and to make every attempt to
incite anger, which would cause stress to both Mrs. Mandell and her husband. I,
John Reid, came in to visit the Mandell’s towards the end of the conversation
with Mr. Kancar and I was in awe at his tone, which I heard, as the Mandell’s
had him on speaker phone, so they both could speak with him at once. To sum it
up in my opinion, it was shocking, to say the least.
event, BOA's agreement is not sincere, you will be informed. Mrs. Mandell is
prepared to submit to the court, through counsel; the robo-signed and initialed
documents, that are filed at the property clerk’s office and Mrs. Mandell has
the original wet copies complete with the robo-signed initials, not a signature
at all, which is very unprofessional in most legal circles. It may turn out
that the title may never be able to be cleared up at all-no matter who owns the
house. MERS certainly was a bad tool implemented by the lenders to avoid filing
fees at city and town property clerk’s offices throughout the country. She has
the robo-signers names, addresses, telephone numbers, employer name and their
notary license numbers and effective dates, if needed by the court. In
addition, she also has 3 results of the QWR requests on various dates during
the 18 month period and the information is incomplete and certainly doesn’t’
indicate the real investor. In conclusion, Mrs. Mandell checked the SEC, INFO
site and the CWALT pool which appeared on there last week has suddenly
disappeared with many others, why are they missing? Is it more well
orchestrated shenanigans on the part of Bank of America with the approval of
Bank of New York Mellon (Trustee), or is it out-of-control customer service
representatives acting poorly on their own?
Mandell wishes to congratulate everyone involved in the conviction and
sentencing of Mr. R. Allen Stanford the man who orchestrated a 7 billion dollar
Ponzi scheme. This of course is only another small Tip of the Iceberg because
there are people walking around, who have already committed felonies and while
they do, they are playing with much more than 7 or 8 billion, try trillions in
U.S. and World Capitol.
Mandell, simply wants this to end, eliminate the stress, mental anguish, abuse
and most all, not seeking numerous police cars and groups of police at her door
just after coming home from a hard day’s work. Very humiliating to say the
least. As a result of all these events, her husband has decided to join forces
with me and become an advocate for the elderly and other homeowners that just
get ground up by the lenders and servicers. He feels as a team, we can make a
difference at a very affordable rate. He is very thorough at getting the information
applicable and very effective at delivering messages, either politely or
John Reid (203) 745-1251 Please be patient if line is busy or goes to voice
mail as the phones have been ringing often due to previous releases.